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Showing posts from June, 2020

Credit Report Errors - How to Fix Errors in Your Credit Record

Credit Report is an important instrument which holds the credit score of an individual based on their credit history. The use of all the credit instruments and employment history is also employed. Credit Report showcases the creditworthiness of the holder. Not having a good score on your credit report may hamper your financial ability to borrow in the future. However, there are ways by which one can improve credit score and fix errors in the reports. Many people fall, victim to an obliterated fine which leads to a substandard score on their reports. Having your credit report checked annually is a first step you can to stay ahead of it all. You should review your credit report even if it's stable. If you do find an error which is dragging your credit score to the ground, you need to report it. You can also report any fraudulent activity in your report. Many companies are now selling Credit Profile Number to customers to hide their credit history. The CPN is of the same form...

Tradelines in 4 Easy Steps

Although the credit system is a very complex thing, don’t make it complicated by buying the wrong tradelines too. For buying the tradelines, below are shared some basic steps that can make the CPN tradelines buying process easy. Let’s begin then. 1. Recognize Your Credit Profile The improvement of your credit begins with recognizing your credit profile and its hassles. If you are unaware of your credit profile and begin with buying the tradelines then it can hurt your credit instead of benefitting you. There are various factors like length of credit history, payment history, utilization ratio, and more that affect your credit report and score in distinct ways. Furthermore, if there is no accurate information in your profile then you must focus on removing the disputes and other errors. Also, examine your accounts and figure out in which aspect it is affecting your score. 2. Determine Your Needs Once you get informed about your credit profile, look for the disputes you can overco...