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How to instantly improve your credit scores with Authorized User Tradelines

Introduction

Your credit history is the result of your hard work and financial accountability. The loan officers are enthralled! There aren't any debts, and you have an excellent job record, and you've made prudent choices. 

The process of submitting the paperwork for any loan you'd like to obtain is just a formality while you talk about your goals and plans. 

Being a credit-worthy person has a further benefit that you've probably never known about having the potential to earn money by establishing authorized user-owned credit lines. What's that, you ask? Let's take a look.678789

What are authorized user tradelines?

Like CPN Tradeline Packages, Authorized user tradelines happen when you sign up someone on your account with a credit card as an authorized customer. 

Although this has been previously done to allow children and spouses to use a credit card, the outcome was the connection of the credit card's history with the cardholders' names. If the credit score was positive, it helped build credit for the names added to the card.

Authorized User Tradelines do not get an actual credit card, and they can't make their credit card, and they can't use the credit card or adjust to the accounts. The advantage they gain when they are added can instantly improve your credit scores due to being able to add your impeccable credit history.


3 Steps to Be Add as an Authorized User

It is how you can be registered to an authorized user list in just three steps.

Step 1: Locate a friend or a family Member

Find your family member who has the right credit card to use the Authorized User Tradelines plan.

It is a good idea to ask your family and friends if they are using credit cards and whether they have any accounts with a long-standing history.

Here's the perfect account:

  • Long-standing Accounts - Ideally, it has been opened for at least five years

  • A greater limit or credit limit can benefit you more

  • Excellent record of payments - They haven't fallen behind on any cost, and the accounts are in good order

Step 2: Ask them to help you.

Ask them if they'd like to perform a considerable favor and guarantee them that it'll be easy and doesn't cost any money.

Now, you must convince your family or friend to make you a user. It is important to note that there is minimal risk with them, so obtaining credit and making payments is unnecessary.

To make sure that this doesn't happen to prevent this from happening, inform your new credit provider to ask that the card be delivered to their address instead of your own.

Assure them that their history of payments will be recorded on your credit report, but your credit report will not at all be associated with their credit. That's Legit!

Step 3: Request them to add you as an authorized user.

Request your friend or relative to contact the credit card company of their choice and make sure you are added to their authorized user's list. All you need is just a two-minute phone call.

Your friend should call the credit card company of their choice and request that they include the account as an authorized customer for the account. They'll require your

  • Name

  • Birthdate

  • Social Security number

Is Selling Authorized User Tradelines Legal?

It may sound like a simple idea, but you're left wondering why everybody isn't already doing it, or even if it's legal. 

We can confirm that the sale of AU tradelines is permitted, even covered by the Fair Credit Act (2008)! Authorized User Tradelines do not have to be connected to you, and no law prohibits the sale or rental of authorization-user names.

Conclusion

The Authorized User Tradelines method is an excellent method for establishing your payment history, setting the credit history, and improving the amount of credit you can use. 

Why do you think that there aren't more people who use it? For one thing, it's possible that they haven't had any experience with it, or perhaps they don't have the credit score for them to take on it. Now that you know, how do you start? 

Follow the three steps mentioned above to ask someone in your family to add you to the list of Authorized User Tradelines or if you don't already have one, get someone else to join you!


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